Keep Your Employees Protected
Workers Compensation Insurance in Laguna Niguel, California
NEXA Insurance Services understands the value of good employees. We know that your day-to-day operations depend on their hard work, expertise, and dedication. When you supply them with quality benefits and plans, they can work with the peace of mind that they’re properly protected.
Am I required to have workers comp insurance?
You pride yourself on operating a safe, secure work environment where your employees can perform to the best of their ability while helping your business grow. Even in the most ideal circumstances, the reality is that accidents and illnesses still happen.
A slip and fall at a resulting in broken bones, an equipment malfunction at a construction site causing an eye injury—it could be any number of things.
Workers Compensation coverage is a state-mandated insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.
In most states, work comp insurance is required.
Quality Workers Comp Plans for Your Employees
But should an accident happen, having the right Workers Compensation plan from NEXA Insurance Services can allow your business to ensure payments and cover expenses if an employee is injured from a work-related accident. Injuries can range from car accidents and back injuries to equipment malfunctions and, in some unfortunate cases, death.
Workers Compensation can cover financial obligations such as:
- An injured employee’s medical expenses/treatment
- The replacement of lost wages from injury time off
If your business does not offer Workers Compensation, serious injuries that occur on the job could lead to an employee suing your company for damages. That’s why it’s important to discuss your options with a specialist at NEXA Insurance Services who can help you find the right coverage options for all your business needs.