Business Insurance

Home / Business Insurance
Business Insurance2022-07-23T09:57:43-07:00

Your business is important to you!  It is a large asset that needs proper protection.  We want to make sure to address all the protection your business needs through our risk management approach.  Feel free to complete the form by clicking the link above to get basic information to us.  We will then follow up with a phone call to schedule a time to address the necessary protection to keep your assets safe.

We serve all business sizes from a sole proprietor to national exposures.  We look forward to working with you regardless of your size of business!

Coverages you may need to consider for your business

Trucking Insurance for commercial truck drivers

Commercial Trucking

Commercial Auto

General Liability

Workers Comp

Commercial Umbrella

Business Property

Cyber Liability

Need Help?

Contact Us

Specialty Programs for Your Industry

We specialize in providing insurance for a wide range of specialty businesses.
Chances are, we have a program for you. Start a quote or call us a 949-610-3444

Insurance for

Contractors

Insurance for

Restaurants

Insurance for

Farm & Crop

Insurance for

Cannabis

Policy Service

Request policy changes, add or remove vehicles, submit claims, change lender information, and more.

Policy Service

Insurance FAQ

What is workers’ compensation insurance?2022-07-22T18:22:48-07:00

Workers Compensation insurance is a required in almost every state. It covers the cost for benefits to employees with work-related injuries or illnesses, including medical, wage loss, and death benefits. Workers Comp is priced based on payroll and job classification. Depending on the size of your payroll, the classification of your workers and the state in which you do business, Workers Comp insurance costs can vary widely. Our agents are highly experienced in workers compensation requirements, coverages, and insurance availability. We also offer Experience Modification analysis, and can help with Return To Work programs and Case Management for larger businesses that have more complex Workers Compensation insurance needs.

What is a Business Owners Policy (BOP)?2022-07-22T18:22:48-07:00

Business Owner Policies, or BOP’s, allow small businesses to bundle essential coverages into a single package policy. BOP’s are designed to meet most of the commercial insurance needs of small businesses by combining property, business income, and liability coverages. The Business Owner Policy is ideal for businesses such as retailers, services businesses, small apartment and office buildings, quick-service restaurants, and even most specialty trade contractors. Our platform offers instant quotes that are ready to issue when you are ready to buy. Get a quote online or reach out to one of our agents for help with you business insurance needs.

What if I have a claim?2022-07-22T18:22:48-07:00

Generally, you will file your claim directly with the insurance carrier you purchase a policy through. We can help facilitate that and help along the way with communication between you and the insurance company. We’re in this with you!

NEXA Associates
with TMG Home Loans

NEXA Insurance Services can get you the best rates on all types of loan programs